Motor Vehicle Loans

    Loan Contract

    This is the most common loan used for individual finance as opoosed to business loans.

    Chattel Mortgage

    This is the most common type of Vehicle loan for business use!

    A Chattel Mortgage is a commercial finance product where the customer takes ownership of the asset (chattel) at the time of purchase.

    Under a Chattel Mortgage the financier advances funds to the customer to purchase an asset, and the customer takes ownership of the asset (chattel) at the time of purchase.

    With Chattel Mortgage the customer can claim the interest charges on the contract and depreciation (in the case of vehicles up to the depreciation limit*) as a tax deduction.

    The Benefits of a Loan Contract

    Fast Approval

    Apply today and we’ll let you know whether your loan has been approved, usually by the next business day.

    Match your Budget

    Choose a repayment timeframe to suit your budget, from one to five years.

    Fixed Repayments

    Rates are fixed so you’ll know exactly what your repayments are.

    No Deposit

    Use your cash for other things because 100 per cent finance is available to approved customers.

    Include Additional Costs

    Registration, insurance and on-road costs can also be included in the loan if you are purchasing your car from an approved dealer.

    Bridgecoast Finance has other Vehicle Loan options

    Consumer Loan

    This is the most common loan used for individual finance

     

    Novated Lease

    This type of finance is an arrangement between you, your employer and the financier.

    Commercial Hire Purchase

    This option gives you flexible repayments and you will own the vehicle at the end of the loan term

    Finance Lease

    This type of finance gives you the option to rent a vehicle for an agreed period of time and at the end of the loan term you have the option to upgrade.

    Chattel Mortgage

    The most common type of vehicle or equipment plan.

    Fully Maintained Operating Lease

    A fixed fee to cover your vehicle management, such as maintenance, registration, renewal, tyres etc. At the end of the term, you simply return the vehicles to the financier.

    Call us on 1800 803 428 or:

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    Accredited Lenders

    ANZ logo
    Commonwealth Bank Logo
    BOQ Logo
    Capital Finance Logo
    Macquarie Bank Logo
    Metro Finance Logo
    NAB Logo
    Pepper Money Logo
    St George Bank Logo
    Westlawn Logo
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